New Ebooks available NOW !!!!!
CEO MS REMI
We know that untangling your credit can be both stressful and confusing. Send us a message today, and we can get you started on a path to financial confidence.
FINE FINANCIAL
FINE FINANCIAL CREDIT ACADEMY
FINE FINANCIAL CREDIT ACADEMY $999 a year
This Credit Academy was designed to help clients rebuild their own credit from cleaning your profile to adding credit lines. Establishing business Credit by setting the foundation right from scratch to adding tradelines and building lines of credit.
Personal coaching, educational tools, seminars, and access to coaches 24/7 !!!!
** PAYMENT PLANS AVAILABLE **
CREDIT SCORE BREAKDOWN
- Payment history: 35%
- Amounts owed: 30%
- Length of credit history: 15%
- Credit mix: 10%
- New credit: 10%
PULLING CREDIT REPORTS
You're entitled to one free copy of your credit report every 12 months from each of the three nationwide credit reporting companies. Order online from annualcreditreport.com, the only authorized website for free credit reports, or call 1-877-322-8228.
UPDATING PERSONAL INFORMATION
To make simple alterations to your personal information like name or address changes , updating employment etc, you will need to contact the credit bureaus to notify them about the changes that need to be made . These lead to Creditors verification of information.
CREDIT LAWS & REGULATIONS
Federal credit laws include the Truth in Lending Act (TILA), the Fair Credit Billing Act (FCBA), the Equal Credit Opportunity Act, the Fair Credit Reporting Act (FCRA), and the Fair Debt Collection Practices Act (FDCPA). This Act helps customers know what they are agreeing to in a credit transaction.
CREDIT UTILIZATION/PAYMENTS
Your credit utilization rate, sometimes called your credit utilization ratio, is the amount of revolving credit you're currently using divided by the total amount of revolving credit you have available.
Pay down debt. Reduce your credit card balances by paying more than the minimum each month. Consider making two or more payments on your credit cards
DISPUTING COLLECTIONS WITH BUREAUS & CREDITORS
Selling or transferring debt from one creditor or collector to another can happen without your permission. However, it typically doesn't happen without your knowledge.. That notice must include the amount of the debt, the original creditor to whom the debt is owed and a statement of your right to dispute the debt.
The debt dispute letter should include your personal identifying information; verification of the amount of debt owed; the name of the creditor for the debt; and a request the debt not be reported to credit reporting agencies until the matter is resolved or have it removed from the report
lets build your BUSINESS CREDIT
Business Profile development
Business Profile development
Business Profile development
Register your business name
Address
Business EIN
Business Bank Acct
Duns#
Website & email
list phone number
Business Trade lines
Business Profile development
Business Profile development
TIER Accounts
NET 30/60/90 Account
Paydex score
Leverage Business Credit
Leverage Business Credit
Leverage Business Credit
Business Credit
Business Funding
